Co-operative Insurance Company PLC

Co-operative Insurance PLC (CICPLC) is a purpose-driven insurer rooted in the cooperative movement of Sri Lanka that provides insurance protection to financially underserved communities and serves over one million policyholders nationwide. The Company operates a hybrid model balancing stakeholder value creation with its foundational commitment to policyholders and the cooperative sector. CICPLC conducts its operations through two specialised entities: Co-operative Insurance PLC for general insurance and CoopLife Insurance Limited for life insurance, offering a broad portfolio that includes motor, fire, engineering, medical, marine, miscellaneous and microinsurance products, as well as sector-specific solutions such as farmer and fisheries insurance. The dual-entity structure supports focused product innovation and operational efficiency across life and non-life segments. The Company has a nationwide distribution network comprising over 103 branches and more than 100 service centres and express counters, supported by partnerships with Multi-Purpose Cooperative Societies and post offices, and it pursues digital platforms and strategic partnerships to enhance accessibility and reach, particularly in rural and semi-urban areas.