Banks & Finance · Finance/Rental/Leasing
| Year | Revenue | Net profit | EPS |
|---|---|---|---|
| 2026 | Rs 16.4B | Rs 4.5B | 6.28 |
| 2025 | Rs 14.1B | Rs 4.0B | 56.53 |
| 2024 | Rs 10.8B | Rs 2.5B | 35.95 |
| 2023 | Rs 9.0B | Rs 1.6B | 23.29 |
| 2022 | Rs 11.4B | Rs 3.6B | 51.75 |
| 2021 | Rs 9.3B | Rs 2.6B | 36.64 |
| 2020 | Rs 8.4B | Rs 1.8B | 26.15 |
Citizens Development Business Finance PLC (CDB) is a Sri Lanka-based non-bank financial institution and public deposit-taking institution that provides a range of financial services including lending, leasing and deposit products to retail and commercial customers. Its activities include consumer and commercial finance, vehicle leasing and tailored funding solutions for small and medium enterprises. The company operates a suite of digital and self-service channels, including the CDB SELF platform and earlier digital offerings such as CDB iTransfer, CDB iControl and CDB iDeposit, alongside retail initiatives such as patpat.lk and ecosystem programmes like Wings that support women entrepreneurs. CDB also offers Islamic finance products and maintains relationships with international development finance partners to diversify its funding base. CDB emphasises digital transformation and the integration of artificial intelligence into customer journeys and operations, while embedding sustainability considerations into lending and a climate transition roadmap that guides its environmental and governance practices. The company’s operations extend across Sri Lanka with lending and services provided beyond the Western Province.
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Generate an analysis →Higher than 0% of its last 8 months · 19 of 19 in its sector
3 articles in 30 days: 2 positive, 1 negative, 0 neutral.
CBSL's Financial Intelligence Unit imposed Rs.14.6m in AML/CFT penalties on 12 reporting institutions; Citizens Development Business Finance Plc was fined Rs.3m, Cargills Bank Rs.2m, and L B Finance and Janashakthi Finance Rs.1m each for failures in reporting, sanctions screening and customer due diligence.
Citizens Development Business Finance (CDB.N0000) received a USD 15 million investment from Swedfund to expand MSME lending; 30% of financing will target women-owned or -led businesses and the deal includes support for ESG and climate-related lending practices.
Citizens Development Business Finance PLC (CDB) reported FY2025/26 Profit After Tax of Rs. 4.5 billion and total assets of Rs. 214.7 billion, surpassing the Rs. 200 billion milestone. Lending rose 53% to Rs. 169.2 billion, NPL ratio improved to 1.53%, the Board declared a Rs. 1.25 billion dividend and completed a one-for-ten share subdivision.
Citizens Development Business Finance (CDB.N0000) reported FY2025/26 Profit After Tax of Rs. 4.5 billion and total assets of Rs. 214.7 billion, surpassing the Rs. 200 billion milestone. The board declared a Rs. 1.25 billion dividend, completed a one-for-ten share subdivision, saw lending rise 53% to Rs. 169.2 billion and NPLs fall to 1.53%.
Dividend · Rs 1.00 · XD Jul 1, 2026
Final dividend of LKR 1/share; XD 2026-07-01; record 2026-07-01; payable 2026-07-20; FY 2025/26
Central Bank cut LTV caps on motor financing (to 60% from 70% for >1yr vehicles; to 40% from 60% for newer/unregistered) and on gold loans (to 70% from 80%); Fitch says the tighter caps should strengthen lenders' risk profiles, especially finance companies.
Fitch says Sri Lanka's Central Bank cut LTV caps on motor financing (to 60% from 70% for vehicles >1yr and to 40% from 60% for newer/unregistered vehicles) and reduced gold-loan LTVs to 70% from 80%, measures that should strengthen lenders' risk profiles but may weigh on volumes and earnings, especially at finance companies.
Share split · 1:10 · XD Apr 30, 2026
Regulatory tightening dominated banks/finance as Cabinet named the SEC to regulate virtual asset service providers within a CBSL/FIU/IRD framework and approved a 2026-2030 national AML policy. The FIU flagged long-running trade-based money laundering via phantom imports, after probes found about $715m in fraudulent remittances. CBSL kept LTV caps on vehicle and gold loans. Services PMI signaled June expansion led by financial services.
Auto-generated from 17 sector news articles over 30 days. Not investment advice. 2 more stories on the sentiment page.