Dialog Finance PLC

Dialog Finance PLC is a Sri Lanka-based, fintech-focused non-bank financial services company and a subsidiary of Dialog Axiata PLC, registered by the Monetary Board of the Central Bank of Sri Lanka under the Finance Business Act No. 42 of 2011. The Company provides a range of digital financial products and services tailored to consumers, retailers & merchants, and small and medium enterprises, with an explicit focus on financial inclusion and technology-driven delivery. Its digital ecosystem is anchored by the Genie consumer app and Genie Business platform, and includes consumer lending and device financing, short-term digital loans, embedded finance for card transactions, savings and deposit products, and merchant payment solutions. The Company participates in national payment initiatives such as GovPay and LANKA QR, and offers merchant hardware and onboarding services including MPOS and standalone terminals. Dialog Finance has repositioned its MSME strategy around integrated digital payments combined with working-capital financing, expanded its device financing portfolio (LesiPay), reengineered its Quick Loan product, and exited the leasing business to focus capital and management on scalable, digitally aligned opportunities. Its operations and initiatives are described in the context of Sri Lanka's digital payments expansion and national digital initiatives.